Refinance and enjoy a $500 Coles Group & Myer gift card.

Simply apply online, select 'yes' when asked if you're already with UBank, and receive your gift card on settlement.

Save money

• NO application fees and NO ongoing admin fees
• Fee-free, unlimited redraws over the phone

Save time

• A quick, easy & secure application - apply online and get a decision in just 30 minutes
• Track the progress of your application with our online Application Tracker

Save worry

• We're backed by the financial strength of NAB - one of Australia's most established banks
• Our Direct Home Loan Specialists are here for you anytime, 24/7

The comparison rate is based on a secured loan of $150,000 over the term of 25 years. Warning: This comparison rate only applies to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result a different comparison rate. UBank is a division of National Australia Bank Limited ABN 12 004 044 937. You should consider the terms and conditions for the UHomeLoan, available from ubank.com.au, before making any decisions regarding this product. Fees and charges and lending criteria apply.